Group Benefits
| Rose and Kiernan provides a full spectrum of employee benefits and insurance for businesses and individuals. We believe impartial professional advice is essential to maximize the value of our clients dollars and the administrative time spent on employee benefits. Regardless of our clients' requirements, business or individual, our commitment is to respond with quality, cost effective solutions and to provide prompt dependable value added service. |
Our Benefits and Products
For Businesses
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For Individuals, Executives and Professionals
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Access To Technology
Your organization’s benefits package is a strategic tool for attracting, retaining and motivating your employees. With the U.S. Chamber of Commerce reporting that the average employer spends an astonishing 42% above payroll for employee benefits, surveys show that most employees have no idea what their benefits are, let alone how much those benefits are worth.
Already, many organizations are providing self-service tools and personalized benefit statements which enable their employees to:
1) make benefit elections in a paperless environment
2) obtain information to make well-informed decisions 24-7-365
3) maximize the value of their benefit plans based on their specific needs
4) appreciate and comprehend the high cost of benefits
5) improve morale and job satisfaction
6) decrease turnover and demands for higher benefits and wages
Ultimately, this approach for the integration of Human Resource (HR) Administration and Benefit Communication will decrease your organization's HR support costs and increase your profitability.
For a free Demo to highlight this technology, please use the Access Code RJK12061 and enter here.
Access to Markets
We represent virtually all the top rated Insurance Carriers to include:
| Health | Group Life | Life | Dental | Long Term Disability |
| Aetna US Healthcare | 1st Reliance | American Mayflower | Ameritas | 1st Reliance |
| Anthem BCBS | AIG | Bankers Life | Delta | CNA |
| Blue Cross Blue Shield | CNA | Companion Life | Guardian | First Fortis |
| BSNENY | First Fortis | Manufacturers Life | MetLife | Guardian |
| CDPHP | Guardian | NorthAmerican | Phoenix | Hartford |
| CIGNA | Hartford | ReliaStar | Prudential | MetLife |
| CNA | MetLife | Security Mutual | Phoenix | |
| Empire BCBS | Phoenix | Transamerica | Prudential | |
| GHI | Prudential | William Penn | Sun Life | |
| Guardian | Sun Life | UNUM | ||
| MVP | UNUM | |||
| Oxford | US Life | |||
| SSA | Disability | Vision | Long Term Care | Medicare Supplements |
| Tufts | Berkshire | Davis | Conseco | American Progressive |
| United Healthcare | Paul Revere | Empire BCBS | Travelers | First United American |
| Utica BCBS | Principal | VSP | UNUM | |
| Provident |
Our Commitment
Your needs and benefits come first. We go well beyond handing you a list of rates. We continuously work with you to develop the most cost effective solution.
Dedicated Staff
Our senior staff of professional Client Managers ensure our clients' daily service and satisfaction. Each account is assigned an experienced Client Manager from the Group Benefit Department. It is important that staff are committed and knowledgeable in the business. Each of our staff averages over 12 years of experience in the group benefit field and hold numerous professional designations and licenses which indicates our commitment to this business and our clients.
Influence
Due to the substantial amount of premium Rose and Kiernan writes with the various insurance companies, Rose and Kiernan can provide you with the influence you need to receive the best value and service available from the carriers. We will negotiate on your behalf to ensure you receive the best renewal from the carrier. We will also review, analyze and recommend any needed changes to your plan. A full comparison of alternative quotes from competing carriers can be provided.
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