From the R&K blog

umbrella and excess liability

What Rapid Changes in Umbrella and Excess Liability Markets Mean for Policyholders

One topic that we are following quite closely at Rose & Kiernan, Inc. are rapid changes in umbrella and excess liability markets and what these changes mean for policyholders.

Read More
Social inflation verdicts happen in a courtroom, which is shown in this photo.

The Trend Toward Social Inflation Verdicts and their Impact on Liability Costs

In the insurance world, social inflation leads to rising litigation costs and their impact on insurers’ claim payouts, loss ratios, and, ultimately, how much policyholders pay for coverage.

Read More