Because an employer’s insurance premiums are directly tied to claims experience, it is the role of the insurance agent to understand the unique aspects and needs of a particular insured. Through this individual analysis of an employer’s risk characteristics, Rose & Kiernan strives to tailor a program that is best suited for that organization.
Here at Rose & Kiernan, Inc., the design of your casualty insurance program begins with an in-depth review of your activities and operations, including the following:
The cost of insurance continues to be an important concern for employers and remains an essential element in how business owners and managers measure the effectiveness of their pre-loss and post-loss risk management programs.
As an agency, we feel the most essential contribution we can make in an effort to reduce a business’s insurance costs is an effective presentation of our client’s needs and exposures to the insurance marketplace, a thorough analysis and comparison of all proposals received and offering professional counsel to the client on choosing the most appropriate carrier for their program.
Rose & Kiernan, Inc. stands prepared and committed with a professional sales, marketing and client management staff to help develop a placement strategy for your business. Some preliminary points to consider when developing this strategy are:
One assurance we can make as an agency is that our clients will receive state-of-the-art risk management solutions designed to protect their assets, mitigate their insurance costs and help them be more successful.