Financial Wellness Education Tips for Employers
Offering financial wellness tools can enable employees to get the most out of their benefits, most notably their employer-sponsored retirement plans.
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A Ransomware Attack on a Local Business Reminds Us of the Importance of Cybersecurity
A recent story ran in the Albany Business Review that talked about a local company, Dimension Fabricators, and how they were hit with a ransomware attack.
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Rose & Kiernan Inc. Ranks in the Insurance Journal’s Top 100 Agencies Report
Rose & Kiernan, Inc. recently made the list of Insurance Journal’s Top 100 Independent Agencies special report.
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What is Financial Wellness and Why is it Important?
Financial wellness is the balance between having enough money to cover recurring expenses, while still saving enough to support yourself down the road—particularly during retirement.
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Health Savings Accounts (HSAs) vs. Health Reimbursement Accounts (HRAs)
Most employers offer CDHPs in conjunction with a healthcare account. These accounts take two forms: an HRA or an HSA.
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Potential Factors Impacting Your 2020 Health Insurance Renewal Rates
In 2019 there have been a number of legislative updates which are bound to impact 2020 health insurance renewal rates for many employers, particularly in New York state.
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Tips for Employers to Engage Employees in their Consumer-Driven Health Plan (CDHP)
Overall, the success of your consumer-driven health plan (CDHP) really depends on clear, consistent communication with employees.
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Consumer-Driven Health Plans (CDHPs): The Basics for Employers
Overall, consumer driven health plans (CDHPs) are more than just about having high deductibles.
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Preventative Care Benefits Expanded for High-Deductible Health Plans (HDHPs)
On Wednesday, July 17, 2019 the Internal Revenue Service (IRS) released Notice 2019-45, which expands the types of medical services that may be treated as preventive care for individuals covered under a high deductible health plan (HDHP).
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Farmers’ Market Season Has Kicked Off in New York State
Recently, Gov. Andrew Cuomo announced the launch of peak farmers’ market season across New York state. Farmers’ markets are a great way to find fresh food at a reasonable price.
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