Surety 101: Understanding Surety Bonds

For most private businesses and municipal governments, surety bonds are the preferred approach for guaranteeing the performance of obligations between entities. Put simply, surety bonds exist to ensure contract completion in the event of default from one party.

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Updates on Notices from CMS & IRS and the Implications for Employers

The Center for Medicare and Medicaid Services (CMS) and the Internal Revenue Service (IRS) recently posted notices about changes affecting the Affordable Care Act (ACA) and Health Reimbursement Arrangements (HRAs.) Here’s a brief breakdown of these recent notices, and the implications they will have for employers.

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FAQs About the New York State Paid Family Leave Program

Rose & Kiernan, Inc. recently held a second webinar on the New York State Paid Family Leave Program (PFL), offering an overview of the program’s final regulations and tips for effective administration. Following the webinar, we compiled a list with additional answers to many questions asked by attendees during our presentation.

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After No Repeal on the ACA, What Comes Next?

Now that we’re past the September 30, 2017 deadline for using reconciliation rules to repeal and replace the current U.S. health care system, what lies ahead for the Affordable Care Act? Dan Colacino, Vice President of Underwriting and Compliance, details the options for what could happen next.

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How the Equifax Data Breach Effects Small Business Owners

While most assume Equifax’s massive data breach is solely an issue for consumers, it’s important to consider that many small businesses’ credit activity is under the names of business owners. Businesses that use personal credit cards and/or maintain debt in the name of an individual are also at risk for cybersecurity and identity theft attacks.

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Update to OSHA Electronic Recordkeeping Deadline

Under a final rule that was deemed effective on January 1, 2017, the Occupational Safety and Health Administration (OSHA) announced its intent to update employer requirements for injury and illness data recordkeeping through required electronic submissions.

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