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R&K Blog

ransomware attacks

A Ransomware Attack on a Local Business Reminds Us of the Importance of Cybersecurity

Aug 12, 2019

A recent story ran in the Albany Business Review that talked about a local company, Dimension Fabricators, and how they were hit with a ransomware attack.

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MHVSHRM Fall Conference 2018

Rose & Kiernan Inc. Ranks in the Insurance Journal’s Top 100 Agencies Report

Aug 7, 2019

Rose & Kiernan, Inc. recently made the list of Insurance Journal’s Top 100 Independent Agencies special report.

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financial wellness

What is Financial Wellness and Why is it Important?

Aug 5, 2019

Financial wellness is the balance between having enough money to cover recurring expenses, while still saving enough to support yourself down the road—particularly during retirement.

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hra vs. hsa

Health Savings Accounts (HSAs) vs. Health Reimbursement Accounts (HRAs)

Jul 31, 2019

Most employers offer CDHPs in conjunction with a healthcare account. These accounts take two forms: an HRA or an HSA.

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2020 health insurance renewal rates

Potential Factors Impacting Your 2020 Health Insurance Renewal Rates

Jul 29, 2019

In 2019 there have been a number of legislative updates which are bound to impact 2020 health insurance renewal rates for many employers, particularly in New York state.

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implement voluntary benefits

Tips for Employers to Engage Employees in their Consumer-Driven Health Plan (CDHP)

Jul 25, 2019

Overall, the success of your consumer-driven health plan (CDHP) really depends on clear, consistent communication with employees.

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rk-blog-voluntary-benefits

Consumer-Driven Health Plans (CDHPs): The Basics for Employers

Jul 22, 2019

Overall, consumer driven health plans (CDHPs) are more than just about having high deductibles.

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Preventative Care Benefits Expanded for High-Deductible Health Plans (HDHPs)

Jul 17, 2019

On Wednesday, July 17, 2019 the Internal Revenue Service (IRS) released Notice 2019-45, which expands the types of medical services that may be treated as preventive care for individuals covered under a high deductible health plan (HDHP).

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Farmers' Markets

Farmers’ Market Season Has Kicked Off in New York State

Jul 9, 2019

Recently, Gov. Andrew Cuomo announced the launch of peak farmers’ market season across New York state. Farmers’ markets are a great way to find fresh food at a reasonable price.

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workplace wellness programs

Workplace Wellness Insights: Beware of Ticks and Lyme Disease This Summer

Jul 3, 2019

Workplace wellness programs are employer-sponsored programs designed to promote long-term employee health while reducing total insurance spend. We share a monthly wellness newsletter with insights to support your wellness strategy.

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